Although they’ve invited some controversy over the years dash cams are really worth looking into. Easy to install and super convenient they are making an impact especially in terms ofcar insurancecoverage as more and more insurers are praising the dash cam. Here are five reasons why dash cams benefit your insurance.
1) During an Accident A Dash Cam Provides a Record
Often when you are involved in a car accident your memory of the events may be a bit fuzzy. It’s understandable. You’ve been shaken up. Things can happen very quickly much faster than you are able to mentally record. Having an electronic recording device on hand helps ensure that the events are recalled as they actually occurred. Insurance companies will therefore have first-hand insight into how the collision transpired and who may be at fault. As far ascar insurance coveragegoes the dash cam helps expedite the claims process and answer any lingering questions.
2) A Dash Cam Can Help Prevent Fraud
Along these same lines dash cams fortunately do not lie. T hey record. So if there is a claim of injury being made and the dash cam can show otherwise the insurance company is better able to prove their position. For instance if you happen to be driving and suddenly you see a person down in the middle of the street a person who happens to be claiming that you hit them the dash cam will tell the real story. Unfortunately this is a common scam which some perpetrate to get money from insurance companies. With your dash cam safely in place however the supposed “victim��? is swiftly and easily exposed.
3) You Can Capture the Unexpected with a Dash Cam
While you are driving things can and do happen that you just weren’t expecting. Something such as a deer can come barreling out in front of the car a tree could fall across the road or perhaps some object gets thrown at the car causing damage. With the dash cam on hand to capture this event you have the ability to show your insurance company exactly what happened and thereby validate your lack of fault and facilitate the insurance claim.
4) Dash Cams Can Help with Unruly Drivers
We’ve all heard the term “road rage ��? and we all understand how volatile some drivers can get. Beyond rude these other drivers can become downright violent. There have been incidents of people throwing objects at another driver making rude and distracting gestures and even running someone else off the road. Here is where a dash cam can certainly play to your advantage as you now have any such activity on film.
5) A Dash Cam Can Allow You to Keep An Eye on Your Unattended Car
Break-ins and vandalism are unfortunately a fact of life. However with a dash cam installed — one that has a motion sensor option — you can capture the events taking place. This is valuable footage for you to give to your insurance company and to the police. It will help them figure out who perpetrated the crime and also show the insurer what exactly transpired when you go to file your claim.
Dash cams really can make a difference on your insurance costs. More and more people are finding that dash cams help their insurance and more and more people are having these handy little units installed.Talk to your insurance brokertoday to find out more about how a dash cam might impact your insurance rates.
