Nearest broker: Searching for a broker nearby…
Nearest broker: 2607 Ellwood Dr SW, Edmonton, AB, T6X 0P7 Phone: 780-732-8616 10060 Jasper Ave, Edmonton, AB, T5J 3R8 Phone: 780-435-3632 , Calgary, AB Phone: 403-532-4882 322 Avenue C S, Saskatoon, SK, S7M 1N4 Phone: 639-398-4170 10325 Bonaventure Dr SE, Calgary, AB, T2J 7E4 Phone: 403-695-1050 5317 50 Ave, Taber, AB, T1G 1V3 Phone: 403-223-2377 110a McLeod Ave, Spruce Grove, AB, T7X 2H8 Phone: 780-571-1144 496 Marquis Rd, Prince Albert, SK, S6V 8B3 Phone: 306-970-8080 335 Hwy Avenue N, Picture Butte, AB, T0K 1V0 Phone: 403-732-6023 103-5020 Lac St Anne Trail S, Onoway, AB, T0E 1V0 Phone: 780-967-2282 2201 Box Springs Blvd NW, Medicine Hat, AB, T1C 0C8 Phone: 403-487-5132 550 Wt Hill Blvd S, Lethbridge, AB, T1J 4Z8 Phone: 403-394-1123 734 13 St N, Lethbridge, AB, T1H 2T1 Phone: 403-328-9114 5 St SE, High River, AB Phone: 403-652-4104 9901 103 St, Fort Saskatchewan, AB, T8L 2C8 Phone: 780-998-0881 , Edson, AB, T7E 1T6 Phone: 780-440-0075 16612 109 Ave NW, Edmonton, AB, T5P 1C2 Phone: 780-486-4488 201-4271 23 Ave NW, Edmonton, AB, T6L 5Z8 Phone: 780-466-2136 3908 97 St NW, Edmonton, AB, T6E 6N2 Phone: 780-465-6900 8170 50 St NW, Edmonton, AB, T6B 1E6 Phone: 780-469-9378 52 Ave, Drayton Valley, AB Phone: 780-621-1707 264 Midpark Way SE, Calgary, AB, T2X 1J6 Phone: 403-251-2926 1331 Macleod Trail SE, Calgary, AB, T2G 0K3 Phone: 403-278-1050 1331 Macleod Trail SE, Calgary, AB, T2G 1E1 Phone: 403-255-2252 234-7 Westwinds Crescent NE, Calgary, AB, T3J 5H2 Phone: 403-775-2100 , Calgary, AB, T3K 0S8 Phone: 403-719-9995 4632 70 St NW, Calgary, AB, T3B 2K6 Phone: 403-247-6435 5114 2 St, Boyle, AB, T0A 0M0 Phone: 780-689-3946 50 Ave, Bonnyville, AB Phone: 780-826-3147 12931 20 Ave, , AB, T0K 0E0 Phone: 403-562-2191 2903 Kingsview Blvd SE, Airdrie, AB, T4A 0C4 Phone: 403-945-8885

How long can I stay in the United States with my car?

Auto Insurance

By Joanne Lemna | September 2, 2016

The United States offers Canadians great choices for a winter escape or a summer road trip. Canadians vacation across the border each year many of them choosing to drive. But does your car insurance cover you while you’re in the US? How long can you stay in the US with your car? We’ll answer these questions in this article.

Are you covered by your car insurance in the US?

Generally you will have some coverage from your car insurance in the US. However it’s important to remember that:

  • You may be required to inform your insurance company before you go.
  • Your coverage may be limited once you cross the border.
  • You may only have protection for a certain period of time.
  • You may need to get a special US extension if you’re planning to stay for longer than a few weeks.
  • Some insurance companies do not offer coverage in the US.

Always talk to your broker before your trip to understand if you’re covered and for how long.

How long can you stay in the US with your car?

The length of time you can stay in your US will depend on a few factors:

  • The number of days outlined in your car insurance policy that you will be covered for trips to the US
  • If you’ve purchased an extension to your car insurance for US travel
  • US laws which normally restrict you to 6 months in a rolling year

Other Insurance Considerations

We recommend having a $2 million limit for your third party liability car insurance if you plan on driving in the US. This is because the cost of injuries and lawsuits can be much higher in the US.

Another major expense is healthcare. If you’re travelling in the US we recommend having travel medical insurance. Your provincial health care may not cover you or may offer only very limited coverage. Travel medical insurance will ensure you’re covered if you get unexpectedly ill or injured.

Talk to your broker if you plan on going to the US. They’ll be able to answer your questions and ensure you have the right insurance.

Get A Quote From A-WIN

Get the best insurance deals and stay on budget.

Get A Quote

Life Events - It's Time to Reassess Your Insurance

Whether it’s heading off to university or deciding to start your own business,...

Download