Nearest broker: Searching for a broker nearby…
Nearest broker: 5115 48 Ave, Taber, AB, T1G 1S9 Phone: 403-223-2377 110a McLeod Ave, Spruce Grove, AB, T7X 2H8 Phone: 780-571-1144 496 Marquis Rd, Prince Albert, SK, S6V 8B3 Phone: 306-970-8080 335 Hwy Avenue N, Picture Butte, AB, T0K 1V0 Phone: 403-394-1123 103-5020 Lac St Anne Trail S, Onoway, AB, T0E 1V0 Phone: 780-967-2282 2201 Box Springs Blvd NW, Medicine Hat, AB, T1C 0C8 Phone: 403-487-5132 550 Wt Hill Blvd S, Lethbridge, AB, T1J 4Z8 Phone: 403-394-1123 734 13 St N, Lethbridge, AB, T1H 2T1 Phone: 403-328-9114 5 St SE, High River, AB Phone: 403-652-4104 9901 103 St, Fort Saskatchewan, AB, T8L 2C8 Phone: 780-998-0881 , Edson, AB, T7E 1T6 Phone: 780-440-0075 9006 132 Ave NW, Edmonton, AB, T5E 0Y2 Phone: 780-476-6390 16612 109 Ave NW, Edmonton, AB, T5P 1C2 Phone: 780-486-4488 , Edmonton, AB, T5P 1C2 Phone: 780-990-9054 201-4271 23 Ave NW, Edmonton, AB, T6L 5Z8 Phone: 780-466-2136 3448 93 St NW, Edmonton, AB, T6E 6A4 Phone: 780-465-6900 216-6203 28 Ave NW, Edmonton, AB, T6L 6K3 Phone: 780-761-2200 8170 50 St NW, Edmonton, AB, T6B 1E6 Phone: 780-469-9378 52 Ave, Drayton Valley, AB Phone: 780-621-1707 , Calgary, AB, T2Z 3S4 Phone: 403-453-0201 , Calgary, AB Phone: 403-532-4882 , Calgary, AB Phone: 587-617-6677 10325 Bonaventure Dr SE, Calgary, AB, T2J 7E4 Phone: 403-278-1050 1331 Macleod Trail SE, Calgary, AB, T2G 0K3 Phone: 403-278-1050 10325 Bonaventure Dr SE, Calgary, AB, T2J 7E4 Phone: 403-255-2252 234-7 Westwinds Crescent NE, Calgary, AB, T3J 5H2 Phone: 403-775-2100 , Calgary, AB, T3K 0S8 Phone: 403-719-9995 4632 70 St NW, Calgary, AB, T3B 2K6 Phone: 403-247-6435 5114 2 St, Boyle, AB, T0A 0M0 Phone: 780-689-3946 50 Ave, Bonnyville, AB Phone: 780-826-3147 12931 20 Ave, , AB, T0K 0E0 Phone: 403-562-2191 2903 Kingsview Blvd SE, Airdrie, AB, T4A 0C4 Phone: 403-945-8885

Is travel insurance included with my credit card?

Travel Insurance

By Anne Valentino | January 18, 2018

It’s true that some credit cards offer travel insurance coverage. Some travellers rely on this insurance to kick in should something derail their travel plans whether it’s lost baggage a medical emergency or bad weather. However it is very important that you understand exactly what the credit card company provides when it comes to travel insurance. It varies by type and limits depending on the card – and some offer no coverage at all. You may find that you desire better or additional coverage than what your card offers. Here’s what you need to know about travel insurance covered with your credit card.

Do All Credit Cards Offer Travel Insurance?

Unfortunately no. Only a select few cards will offer their customers associated travel insurance . Generally some of the bigger and more prominent card companies will provide some type of travel-related coverage. It is important to verify what is covered and read the fine print. Call a representative and ask about the travel insurance that may be connected to your card. You’ll want to know what is covered includingtravel medical trip cancellation trip interruption lost baggage and delays. Simply assuming that you will be adequately covered by your credit card’s travel insurance could leave you with a hefty bill in the event that something goes wrong.

Are There Limits To This Type of Coverage?

Yes. Travel insurance associated with credit cards is usually far more limited than a policy you would get through a broker. Most often this type of insurance is going to cover a limited number of days . If in fact you are planning a longer trip you would definitely want to discuss a more inclusive form of coverage with your insurance company.

Travel insurance via credit card is also limited in terms of what specifically is covered and the amount that is paid out in the case of a claim. For instance if your trip must be cancelled some cards may only reimburse you up to $1500 in expenses. If you’ve spent several thousand dollars for a family vacation to Mexico then you’re going to be out quite a bit of money by relying solely on credit card travel insurance.

Also in terms of medical coverage or medical evacuation coverage credit card travel insurance tends to fall short. Most will not cover you in the event you have to be admitted to a hospital while travelling. You really want to make sure that you understand precisely what you’re getting with this type of coverage.

How Can I Be Better Covered When I Travel?

When you are planning a trip looking intotravel insurance and travel medical insurancejust makes sense. You want the peace of mind that comes with extensive coverage; you want to know that should some medical emergency befall you your travel insurance will keep you from having to pay potentially hefty medical expenses. If you’re uncertain about what type of travel-related insurance you might require talk to your broker. They can explain the options and offer you comprehensive solutions.

Get A Quote From A-WIN

Get the best insurance deals and stay on budget.

Get A Quote

Life Events - It's Time to Reassess Your Insurance

Whether it’s heading off to university or deciding to start your own business,...

Download