Nearest broker: Searching for a broker nearby…
Nearest broker: , Edmonton, AB Phone: 780.755.0110 5020 Lac St Anne Trail N, Onoway, AB, T0E 1V0 Phone: 780.967.2282 , Edmonton, AB Phone: 825.467.5631 206 Pembina Rd, Sherwood Park, AB, T8H 0L8 Phone: 780-732-8616 10060 Jasper Ave, Edmonton, AB, T5J 3R8 Phone: 780-435-3632 , Calgary, AB Phone: 403-532-4882 322 Avenue C S, Saskatoon, SK, S7M 1N4 Phone: 639-398-4170 5317 50 Ave, Taber, AB, T1G 1V3 Phone: 403-223-2377 110a McLeod Ave, Spruce Grove, AB, T7X 2H8 Phone: 780-571-1144 496 Marquis Rd, Prince Albert, SK, S6V 8B3 Phone: 306-970-8080 335 Hwy Avenue N, Picture Butte, AB, T0K 1V0 Phone: 403-732-6023 2201 Box Springs Blvd NW, Medicine Hat, AB, T1C 0C8 Phone: 403-487-5132 550 Wt Hill Blvd S, Lethbridge, AB, T1J 4Z8 Phone: 403-394-1123 734 13 St N, Lethbridge, AB, T1H 2T1 Phone: 403-328-9114 5 St SE, High River, AB Phone: 403-652-4104 9904 103 St, Fort Saskatchewan, AB, T8L 2C9 Phone: 780-998-0881 201-4271 23 Ave NW, Edmonton, AB, T6L 5Z8 Phone: 780-466-2136 3908 97 St NW, Edmonton, AB, T6E 6N2 Phone: 780-465-6900 8170 50 St NW, Edmonton, AB, T6B 1E6 Phone: 780-469-9378 52 Ave, Drayton Valley, AB Phone: 780-621-1707 1331 Macleod Trail SE, Calgary, AB, T2G 0K3 Phone: 403-278-1050 1331 Macleod Trail SE, Calgary, AB, T2G 1E1 Phone: 403-255-2252 234-7 Westwinds Crescent NE, Calgary, AB, T3J 5H2 Phone: 403-775-2100 , Calgary, AB, T3K 0S8 Phone: 403-719-9995 5114 2 St, Boyle, AB, T0A 0M0 Phone: 780-689-3946 50 Ave, Bonnyville, AB Phone: 780-826-3147 12931 20 Ave, , AB, T0K 0E0 Phone: 403-562-2191 2903 Kingsview Blvd SE, Airdrie, AB, T4A 0C4 Phone: 403-945-8885

The Risk of Ride-Sharing on Your Insurance

Auto Insurance

By Smart Bug | October 29, 2015

Download an app set up an account put in where you want to go – and someone’s on the way to pick you up. It doesn’t come as too much of a surprise that ride-sharing apps such as Uber and Lyft have exploded in popularity. It’s easy fast ad convenient.

Becoming a driver is also appealing. Make money driving passengers working the hours and days that suit you best. You use your own vehicle so as long as it’s nice and driveable you don’t need to invest anything else.

But this simple concept hides a host of problems. First insurance. Did you know that driving for a ride-sharing company is likely not covered by your insurance if you’re involved in an accident with a paying passenger or on the way to pick up a customer?  Should this happen you could be personally responsible for all medical costs due to injuries as well as vehicle repair and replacement costs—costs that can easily skyrocket quickly. Therefore a ll ride-share drivers need to carrycommercial vehicle insuranceto be protected.

Lauren Altmin a representative of Uber says all drivers must be licensed pass a criminal background check and have their own insurance coverage on their vehicles. But what most current and would-be drivers don’t realize is that apersonal car insurance policy is insufficient.

To make sure that you don’t jeopardize your own coverage or risk a future rate increase check your current auto insurance policy ortalk to your broker.If the policy covers (or specifically excludes) driving for hire then you will have no insurance coverage for you your car or any passengers should you opt to drive for a ride-share company.

Luckily many insurers now provide coverage for ride-sharing drivers.Your broker can helpyou navigate ride-sharing and commercial auto insurance. You can also check outour e-book which discusses the sharing economyand how to protect yourself while you participate.

Get A Quote From A-WIN

Get the best insurance deals and stay on budget.

Get A Quote

Life Events - It's Time to Reassess Your Insurance

Whether it’s heading off to university or deciding to start your own business,...


Rogers Insurance and CapriCMW merge to become Acera Insurance.

A-WIN Insurance is part of the Rogers Insurance Group.

Click to learn more about how this merger will impact A-WIN Insurance. Our branches will remain independently owned and operated.