Usually associated with newly licensed drivers, driver’s training courses are actually for anyone who wishes to enhance their abilities, learn better defensive strategies, and of course save on their insurance. When you get insurance on your car most companies will look at your driver education history. If you have driver training courses you may see a discount on your insurance policy. So in terms of the insurance benefits is it worth it? Definitely.
Beginner Driver Course: It is Important!
Especially for younger drivers taking a beginner driver’s training course can be very helpful and not just for lowering your insurance costs. New drivers lack experience when it comes to general principles of the road. These types of driver training courses can be incredibly beneficial from both a safety and instructional standpoint.
You want to look for one approved by the Ministry of Transportation as these are usually of a better calibre and most insurance companies will require that such a course be approved in order to receive any sort of discount on your policy. These classes are designed to be experienced both in the classroom through discussion and case studies as well as in the car thereby giving young or newer drivers hands-on experience.
Defensive Driving Courses: What you Need to Know
This is generally a 2-3 day course designed to make drivers more attuned to the imminent dangers they face on the road including some dangers that they might not have even been aware of. These types of courses usually consist of classroom discussion and the exploration of techniques and tips for becoming a more alert driver.
Topics include how to avoid collisions how to navigate around the actions of others and understanding the basic principles of defensive driving. By showing the certificate of completion to your insurance broker you may receive a discount on your rates.
How Do You Find Worthwhile Driver Training Courses?
While there are certainly numerous driver’s training courses and schools offering a variety of classes and instruction you want to pay close attention to several factors when looking for the ideal driver’s training or defensive driving class for you. You can start by talking to family and friends who may have already enrolled in this type of program as they can give you insight into their experience and their level of satisfaction with their course. Also as was already mentioned make sure they are approved by the MTO this will be important as far as receiving insurance rate discounts. You should also look online at some of the school’s reviews. Former customers will often be the best champions or critics of a company. You can also ask your insurance broker.
