Nearest broker: Searching for a broker nearby…
Nearest broker: , Edmonton, AB Phone: 780.755.0110 5020 Lac St Anne Trail N, Onoway, AB, T0E 1V0 Phone: 780.967.2282 , Edmonton, AB Phone: 825.467.5631 206 Pembina Rd, Sherwood Park, AB, T8H 0L8 Phone: 780-732-8616 10060 Jasper Ave, Edmonton, AB, T5J 3R8 Phone: 780-435-3632 , Calgary, AB Phone: 403-532-4882 322 Avenue C S, Saskatoon, SK, S7M 1N4 Phone: 639-398-4170 5317 50 Ave, Taber, AB, T1G 1V3 Phone: 403-223-2377 110a McLeod Ave, Spruce Grove, AB, T7X 2H8 Phone: 780-571-1144 496 Marquis Rd, Prince Albert, SK, S6V 8B3 Phone: 306-970-8080 335 Hwy Avenue N, Picture Butte, AB, T0K 1V0 Phone: 403-732-6023 2201 Box Springs Blvd NW, Medicine Hat, AB, T1C 0C8 Phone: 403-487-5132 550 Wt Hill Blvd S, Lethbridge, AB, T1J 4Z8 Phone: 403-394-1123 734 13 St N, Lethbridge, AB, T1H 2T1 Phone: 403-328-9114 5 St SE, High River, AB Phone: 403-652-4104 9904 103 St, Fort Saskatchewan, AB, T8L 2C9 Phone: 780-998-0881 201-4271 23 Ave NW, Edmonton, AB, T6L 5Z8 Phone: 780-466-2136 3908 97 St NW, Edmonton, AB, T6E 6N2 Phone: 780-465-6900 8170 50 St NW, Edmonton, AB, T6B 1E6 Phone: 780-469-9378 52 Ave, Drayton Valley, AB Phone: 780-621-1707 1331 Macleod Trail SE, Calgary, AB, T2G 0K3 Phone: 403-278-1050 1331 Macleod Trail SE, Calgary, AB, T2G 1E1 Phone: 403-255-2252 234-7 Westwinds Crescent NE, Calgary, AB, T3J 5H2 Phone: 403-775-2100 , Calgary, AB, T3K 0S8 Phone: 403-719-9995 5114 2 St, Boyle, AB, T0A 0M0 Phone: 780-689-3946 50 Ave, Bonnyville, AB Phone: 780-826-3147 12931 20 Ave, , AB, T0K 0E0 Phone: 403-562-2191 2903 Kingsview Blvd SE, Airdrie, AB, T4A 0C4 Phone: 403-945-8885

Winter Maintenance for Businesses in Alberta

Business Insurance

By Samantha Lemna | October 29, 2019

Winter brings a lot of potential for liability risks and damage to businesses in Alberta. This can include:

  • Slips and falls
  • Burst pipes
  • Car accidents
  • Damage from ice and snow
  • Lost revenue due to closures

In this article we’ll review how to avoid liability risks and damage to businesses in Alberta with proper maintenance and prevention measures.

1. Inspect the exterior of the building and fix any issues before winter gets underway.

Check the foundation exterior windows doors and roof for holes cracks bends and any other signs of damage. Inform your landlord of any issues or if you own your premises or are responsible for maintenance get them fixed ASAP. Winter’s cold and moisture can cause these small problems to transform into big ones.

2. Clean out the gutters.

Cleaning out your gutters helps ensure water drains properly. You can install gutter guards although you’ll still need to clean the gutters at least once a year.

3. Sidewalk and parking lot maintenance.

Shoveling and sanding/salting your walkways is important for preventing slips and is a good indicator that your business is open. Clearing your parking lot helps customers and employees park and get to your business safely and can also help with water management when it’s time for all that snow to melt. You can also put in markers that show above the snow to indicate curbs and parking spots.

4. Clear ice and icicles from the roof.

Clearing ice snow and icicles off the roof is important. Heavy snow can cause roof collapse and ice damming can mean your roof doesn’t drain melting snow properly. Icicles can break off and hit unsuspecting people below. It’s a good idea to hire a professional to take care of this type of snow removal.

5. Turn off external water and remove any outdoor hoses.

Turn off the water and turn on the external taps to drain the pipes. Then turn them off and store any outdoor hoses inside.

6. Do the necessary yard maintenance.

Rake the leaves trim the trees and store or cover anything that’s outside.

7. Take care of the entryways.

Mats can help reduce the puddles that form around entryways. It’s helpful to have a “wet floor��? sign and regularly mop up the area.

8. Use signs to communicate potential hazards.

Warn employees and customers of hazards like wet floors icy sidewalks and overhanging icicles.

9. Check on the furnace and change out the filter.

Change out your filter and inspect your furnace. A professional can do a thorough inspection for around $200.

10. Check on your insulation.

Proper insulation keeps your pipes from freezing and your energy bills lower.

11. Be prepared for power outages and getting snowed in.

Make sure you have emergency supplies on hand and a generator if it’s necessary to your operation or for preserving your inventory or materials.

12. Have a plan for bad weather.

Have a plan for bad weather before it hits. Can employees work from home? Will you send them home as bad weather starts? What needs to be done at work? An emergency contact list and to-do list are important to have on hand.

13. Equip any work vehicles with winter tires and emergency kits.

Winter tires are proven to make driving vehicles safer in colder and snowy weather. Keep an emergency kit in each vehicle as well in case an employee gets stranded.

Business Interruption Insurance

Snowstorms can mean unexpected closures power outages damage and suppliers being affected. In some situations business interruption insurance can help your business cover costs while you’re forced to close.

Get A Quote From A-WIN

Get the best insurance deals and stay on budget.

Get A Quote

Life Events - It's Time to Reassess Your Insurance

Whether it’s heading off to university or deciding to start your own business,...


Rogers Insurance and CapriCMW merge to become Acera Insurance.

A-WIN Insurance is part of the Rogers Insurance Group.

Click to learn more about how this merger will impact A-WIN Insurance. Our branches will remain independently owned and operated.