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Condo Insurance

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Condo Insurance in Alberta, BC, Saskatchewan & Manitoba

What Is Condo Insurance?

While your condo may have some coverage as part of the building’s policy, you still need coverage for your unit.

What We Offer

Personalized Policy Review: Since every policy is different—and has different limits—our free comprehensive policy review ensures you have the right coverage at the right price.

Condominium Board Policy Review : Any coverage gaps between your condo board’s insurance policy and your unit’s? With our free review, you’ll find out whether your policies are offering you the coverage you need.

Claim Advocacy: If you have a claim, we’re here to help you through the process..

Key Coverages

Personal Belongings: Your condo’s contents—from furniture to computers—aren’t covered by your condo association’s insurance policy, so an individual policy for your unit fills this gap.

Condo Improvements: Your personal condo policy is designed to cover your upgrades, like new light fixtures, better flooring, and more (up to a specific dollar amount).

Loss Assessment: If a claim involves the building or common areas outside your unit, you’re protected from possible assessments against you.

Add-On’s

Overland Water, Flooding & Sewer Backup Coverage: Cover losses from surface water accumulation and runoff, as well as sewer backup.

Replacement Cost for Contents: Get reimbursed for replacing your personal belongings at today’s cost, if you happen to have a claim.

Single Limit of Insurance Coverage: Check whether your insurance company will combine all your coverage limits—and gain the flexibility to use that combined coverage where you need it the most.

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